Tuesday, July 31, 2012

Google Delays Nexus Q Launch In Order to Add New Features

Google is delaying the consumer launch of the Nexus Q to add new features. Those who've pre-ordered the device will get it for free in the next couple weeks.

Source: http://feedproxy.google.com/~r/GearFactor/~3/w3nfBs_SSU4/

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Additional Details About A Successful Home-based Business | Arty Apt

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Source: http://artyapt.com/blog/additional-details-about-a-successful-home-based-business/

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Monday, July 30, 2012

Criminals abuse New Zealand's liberal company laws

FILE - In this Dec. 13, 2009 file photo, unidentified crew members of a Russian-made cargo plane detained in Bangkok for allegedly smuggling North Korean weapons to Iran are led by a Thai police officer to an interrogation room in Bangkok, Thailand. Taking advantage of liberal company laws in New Zealand, a New Zealand shell company, SP Trading, leased the airplane that was seized in Bangkok while carrying 35 tons of rocket-propelled grenades, surface-to-air missiles and other weaponry. The plane had picked up the cargo in North Korea and was headed for Iran. The crew, four Kazahks and a Belarusian, were incarcerated and charged with possessing weapons. (AP Photo/Apichart Weerawong, File)

FILE - In this Dec. 13, 2009 file photo, unidentified crew members of a Russian-made cargo plane detained in Bangkok for allegedly smuggling North Korean weapons to Iran are led by a Thai police officer to an interrogation room in Bangkok, Thailand. Taking advantage of liberal company laws in New Zealand, a New Zealand shell company, SP Trading, leased the airplane that was seized in Bangkok while carrying 35 tons of rocket-propelled grenades, surface-to-air missiles and other weaponry. The plane had picked up the cargo in North Korea and was headed for Iran. The crew, four Kazahks and a Belarusian, were incarcerated and charged with possessing weapons. (AP Photo/Apichart Weerawong, File)

FILE - In this Dec. 12, 2009 file photo, Thai police officers and soldiers surround Il-76 cargo plane from Kazakhstan to make a search at Don Muang airport in Bangkok, Thailand. Taking advantage of liberal company laws in New Zealand, a New Zealand shell company, SP Trading, leased the airplane that was seized in Bangkok while carrying 35 tons of rocket-propelled grenades, surface-to-air missiles and other weaponry. The plane had picked up the cargo in North Korea and was headed for Iran. The crew, four Kazahks and a Belarusian, were incarcerated and charged with possessing weapons. (AP Photo/File) THAILAND OUT

FILE - In this Dec. 12, 2009 file photo, Thai police officers and soldiers remove boxes of war weaponry from a suspected foreign-registered cargo plane onto trucks at Don Muang airport in Bangkok, Thailand. Taking advantage of liberal company laws in New Zealand, a New Zealand shell company, SP Trading, leased the airplane that was seized in Bangkok while carrying 35 tons of rocket-propelled grenades, surface-to-air missiles and other weaponry. The plane had picked up the cargo in North Korea and was headed for Iran. The crew, four Kazahks and a Belarusian, were incarcerated and charged with possessing weapons. (AP Photo/File) THAILAND OUT

(AP) ? When American Jeffery Lowrance this month pleaded guilty in federal court to wire fraud and money laundering after running a $25 million Ponzi scheme, he was just the latest in a long list of criminals to take advantage of liberal company laws in New Zealand.

Like other criminals before him, he found that for about $130 and a small amount of online paperwork, he could set up a shell company in New Zealand without stepping foot in the country or having any financial presence. He registered First Capital Savings & Loan to an Auckland address but ran his scheme from Panama.

The World Bank ranks New Zealand as the easiest place in the world to set up a business, a point of pride for the island nation, which seeks to encourage trade and investment. But the system is open to abuse.

In an alarming case two years ago, a New Zealand shell company, SP Trading, leased an airplane that was seized in Thailand while carrying 35 tons of rocket-propelled grenades, surface-to-air missiles and other weaponry. The plane had picked up the cargo in North Korea and was headed for Iran. The crew, four Kazahks and a Belarusian, were incarcerated and charged with possessing weapons.

Soon after that, New Zealand's Companies Office set up risk-profiling teams to scour the company register for suspect companies. Since 2010, they've found 2,600 illegitimate companies, and have been de-listing companies that don't comply with various rules at the rate of more than 1,000 per month. Yet with more than 560,000 companies now registered in New Zealand ? one for every eight citizens ? the database is large and growing.

And in the case of SP Trading, it wasn't until two months ago that the Companies Office finally removed it from its register of legitimate businesses.

The European Union became concerned enough that last year it struck New Zealand from its so-called "white list" of countries that require only minimal customer due diligence for transactions involving financial and credit institutions. Concerned that New Zealand could be prone to money laundering and terrorist financing, the EU reaffirmed this year that New Zealand wouldn't be on the list, which includes Australia, Canada and the U.S.

That's been an embarrassment for the developed nation which is regularly rated among the world's least corrupt.

Last week, New Zealand's Commerce Minister Craig Foss introduced a new bill which he says will tighten the rules by requiring each listed company to have a New Zealand-based agent who will bear some legal responsibility. But even if passed by the parliament, the new law would not come into effect until mid-2013 and would not go far enough to satisfy some critics.

"It's about balance," Foss said in an interview. "We are renowned for our ability to get companies up and running in New Zealand. We need to balance that ease with our obligations to make sure we are doing what we can to stop abuse."

He said the new rules would dovetail with anti-money laundering legislation that is being spearheaded by Justice Minister Judith Collins.

Yet some say New Zealand has yet to get serious about stopping abuse. Financial blog naked capitalism has repeatedly accused New Zealand of playing the equivalent of the arcade game "Whac-a-Mole" by knocking down illegitimate operators as they pop up but not dealing with the systemic problems that give rise to the abuse.

"There are significant gaps in New Zealand legislation, especially concerning the registration and supervision of companies," said Michalis Rokas, the Charg? d'Affaires for the EU delegation in New Zealand.

Rokas said EU member states will likely review whether New Zealand can be added back to the white list if and when the country enacts the proposed new laws.

Alastair Stewart, a spokesman for the Ministry of Business, Innovation and Employment, wrote in an email that authorities are aware that operators like Lowrance are abusing the system and they're undertaking a wide program of work "to further reduce the misuse of New Zealand's-registered companies and protect our international reputation."

Records indicate that Lowrance, who once lived in Houston but was last year extradited by federal authorities from Peru, set up his New Zealand company in early 2007. The Companies Office didn't shut it down until mid-2010, eight months after the U.S. District Court of South Dakota issued a $42 million default judgment against Lowrance.

According to another civil judgment filed in Illinois, Lowrance told his 400-plus victims they would get returns of up to 7 percent each month by investing in his foreign currency trading scheme. In fact, Lowrance kept the money for himself, the judgment says, using some of it to fund an unsuccessful religious newspaper called "USA Tomorrow."

Lowrance's victims included a 78-year-old retired Illinois school teacher and a 77-year-old California woman who sold books and flags on eBay.

Under the terms of his plea deal in the criminal case, Lowrance is due to be sentenced later this year to a maximum 15 years, 8 months in prison.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-07-30-New%20Zealand-Shell%20Companies/id-583e3b0c58a149a885595bfc8d96084e

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Team 2012? Keeps London Businesses Online - Typepad

PEER 1 Hosting is uniquely positioned to help organisations doing online business in London during the summer events. With a wholly owned and managed 10Gbps FastFiber Network?, Portsmouth Data Centre, High Availability and Disaster Recovery Services and Content Distribution Network (CDN) are designed and managed to deliver uptime and reliability at all times.

PEER 1 Hosting, the global online web hosting provider, has announced today the launch of its own ?Team 2012? to offer assistance to businesses needing to stay online during the events taking place in London this summer. The move is in direct response to Government warnings to London businesses about disruption they may encounter as a result of events taking place in the capital.

In its booklet, ?Preparing your business for the Games?, LOCOG warns:
?In developing your business continuity plan for the Games you will need to ensure that any increase in homeworking is supported by appropriate IT, and that internal systems and Internet Service Providers (ISPs) have been engaged in the planning process so that the demands on the system can be understood and managed.
It is possible that internet services may be slower during the Games or in very severe cases there may be drop outs due to an increased number of people accessing the internet.?
Dominic Monkhouse, MD of PEER 1 Hosting UK said: ?For many businesses, the events in London this Summer bring the potential of increased business whilst also presenting potential of increased complexity. We have had a number of enquiries from businesses based in and around London and the South, who are dependent on the internet, whether it?s for back office SaaS applications, ecommerce sites, customer service portals, virtual training or anything in between, who want to make sure their business benefits rather than suffers from the increased activity on the capital.

PEER 1 Hosting is uniquely positioned to help organisations doing online business in London during the summer events. Our wholly owned and managed 10Gbps FastFiber Network?, Portsmouth Data Centre, High Availability and Disaster Recovery Services and Content Distribution Network (CDN) are designed and managed to deliver uptime and reliability at all times. And because they circumvent the network quagmire that will be London during June and July, businesses that need to be online nonstop can stay online nonstop.?

PEER 1?s Team 2012, has its own phone line: +44 (0) 2380 926 309 and email address: team2012@peer1hosting.co.uk which enables business leaders concerned with uptime during this summer to discuss concerns and potential solutions with dedicated experts. The company has also created a specific web page with infographics to support businesses that want to learn more about how their business may be affected. In addition, flexible contracts are in place to support businesses specifically during this time.

Source: http://www.ehostinfo.com/news/2012/07/28/peer-1-hostings-team-2012-keeps-london-businesses-online-during-summer-events/

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Source: http://hobbsmichal245.typepad.com/blog/2012/07/peer-1-hostings-team-2012-keeps-london-businesses-online.html

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Sunday, July 29, 2012

Johnson dominant at Indy, wins 4th Brickyard 400

Jimmie Johnson, left, kisses his wife Chandra while kneeling behind their daughter Genevieve Marie after winning the NASCAR Sprint Cup Series Brickyard 400 auto race at Indianapolis Motor Speedway in Indianapolis, Sunday, July 29, 2012. (AP Photo/Tom Strattman)

Jimmie Johnson, left, kisses his wife Chandra while kneeling behind their daughter Genevieve Marie after winning the NASCAR Sprint Cup Series Brickyard 400 auto race at Indianapolis Motor Speedway in Indianapolis, Sunday, July 29, 2012. (AP Photo/Tom Strattman)

Genevieve Marie Johnson, 2, watches her father Jimmie Johnson kiss the yard of bricks after winning the NASCAR Sprint Cup Series Brickyard 400 auto race at Indianapolis Motor Speedway in Indianapolis, Sunday, July 29, 2012. (AP Photo/Robert Baker)

Jeff Gordon drives through the first turn early in the running of the NASCAR Sprint Cup Series Brickyard 400 auto race at the Indianapolis Motor Speedway in Indianapolis, Sunday, July 29, 2012. (AP Photo/Tom Strattman)

Jimmie Johnson pulls up to his crew after doing a burnout following his win in the NASCAR Sprint Cup Series Brickyard 400 auto race at Indianapolis Motor Speedway in Indianapolis, Sunday, July 29, 2012. (AP Photo/Andy Lyons, Pool)

Jimmie Johnson kisses the yard of bricks after winning the NASCAR Sprint Cup Series Brickyard 400 auto race at Indianapolis Motor Speedway in Indianapolis, Sunday, July 29, 2012. (AP Photo/Tom Strattman)

(AP) ? Jimmie Johnson fondly recalls watching the Indianapolis 500 as a kid in California, rearranging the couch cushions so he could pretend he was sitting in a race car.

Johnson's grandfather was an A.J. Foyt fan. Johnson liked Rick Mears. And now Johnson might be mentioned in the same breath as those two drivers and other Indy greats.

Johnson stamped another exclamation point on his racing resume Sunday, a dominant drive that ended with his fourth career Brickyard 400 victory.

"I'm able to join racing legends, my heroes and people I looked up to my entire life," Johnson said. "To join them was a huge, huge honor."

With the win, Johnson joined Hendrick Motorsports teammate Jeff Gordon as the only NASCAR drivers to win four times at the historic 2.5-mile track, which has hosted stock car racing since 1994.

The victory also puts Johnson among some top names in the track's record books.

Only three drivers have won four Indianapolis 500s: Foyt, Mears and Al Unser Sr. Formula One ace Michael Schumacher won the U.S. Grand Prix five times on Indy's road course configuration.

Johnson took it all in during a unique family moment of his own after the race, taking a victory lap in a pace car with his wife, his daughter and his crew guys all piled on board.

"You can actually soak in the moment, and look around and realize that you're at the Brickyard ? and won ? was really special," Johnson said.

And while his daughter, Genevieve, enjoyed playing with a microphone in Johnson's postrace news conference, they couldn't convince her to join in as they completed the tradition of kneeling to kiss the yard of bricks at the start/finish line.

"She wasn't into it," Johnson joked.

Johnson also won the Brickyard in 2006, 2008 and 2009.

"They're that good, and they deserve it," Gordon said.

Kyle Busch finished second, followed by Greg Biffle, Dale Earnhardt Jr. and Gordon. Polesitter Denny Hamlin was sixth.

It was a rough day for Matt Kenseth, who came into Sunday's race with the Sprint Cup Series points lead but was taken out of the race in a late collision with Joey Logano.

While Johnson ruled the day, Earnhardt walked away with the points lead ? 14 points ahead of Kenseth.

"We've persevered all year, and we've done good work all year," Earnhardt said. "I think it is a bit of a confidence booster, something I'm proud of because we've worked hard all year and we've got something to show for it."

But Johnson's big moment was seen by another disappointing crowd at what still is considered one of the Sprint Cup Series' most prestigious races.

After drawing huge crowds for more than a decade after the first NASCAR race at Indianapolis in 1994, attendance has been sagging in recent years. The front-stretch stands were fairly full but there were sparse crowds in the turns.

The track estimated that attendance was 125,000, although media estimates were lower.

Jeff Burton's flat tire brought out a caution with 36 laps to go, giving the leaders an opportunity to make their final pit stops.

Johnson, Brad Keselowski, Gordon and Busch all took four tires on their stops ? but Biffle only took two tires, allowing him to come out of the pits first.

The race restarted with 31 laps to go, with Biffle taking the lead and Johnson fighting off Busch to hold on to second.

Biffle's lead didn't last long, as Johnson went around him on the front stretch with 29 laps to go.

"It didn't really matter if you were in front of him or not, he was going to pass you in about four or five laps anyway," Biffle said. "His car was just really, really good."

Joey Logano then spun and collected Kenseth, leaving his car banged-up and smoldering. Kenseth was OK ? but his points lead was gone after he finished 35th.

"Everybody was just running everybody in the back, and you could see it was just a matter of time before the wreck happened," Kenseth said.

Johnson got a flawless restart when the race went back to green with 20 laps to go, then pulled away from Busch in the closing laps of the race.

Keselowski was going for a weekend sweep after winning the Nationwide Series race at Indianapolis on Saturday. And for a while, it looked like he might pull it off.

Keselowski and the No. 2 team experimented with a different pit stop strategy than the rest of the leaders, attempting to set up the possibility of stretching their fuel mileage at the end of the race.

Keselowski pitted on lap 91, while the rest of the leaders pitted under caution four laps later.

But Keselowski's car got loose after the race restarted on lap 101, and he slid back to seventh ? a significant setback, given how hard it is to pass at Indianapolis.

"I just made too many mistakes," Keselowski said. "It's hard to be mad with a top 10. I'm not mad, but no, I'm not happy. I want to win these races. I want to be a legit contender to win the big races and we were today. I just didn't close it out."

It was a tough day for Carl Edwards, whose engine began losing power only a handful of laps into the race.

In his first race with new crew chief Chad Norris, Edwards qualified second but began dropping in the field after an apparent engine malfunction. Edwards finished 29th, left Indianapolis 12th in the points and is in danger of missing NASCAR's season-ending Chase.

"We have to take chances," Edwards said. "We have to go race. We can do that, we can race like that. It will actually be a big relief in a way because there is no other choice. We just go race for wins. I wouldn't bet against us. We can do it."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-07-29-NASCAR-Brickyard%20400/id-f24f132a245b41e19510c0427c47d942

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Olympic viewing: NBC critics loud on social media

Belgium's Mathieu Doby competes in the heats of the K-1 men's kayak slalom at Lee Valley Whitewater Center, at the 2012 Summer Olympics, Sunday, July 29, 2012, in London. (AP Photo/Kirsty Wigglesworth)

Belgium's Mathieu Doby competes in the heats of the K-1 men's kayak slalom at Lee Valley Whitewater Center, at the 2012 Summer Olympics, Sunday, July 29, 2012, in London. (AP Photo/Kirsty Wigglesworth)

(AP) ? In the age of social media, NBC now has millions of television critics who make their opinions known about every aspect of Olympics coverage instantly.

They've even set up their own hashtag on Twitter: (hash)nbcfail. The online complaints focused Saturday on NBC's decision to air the marquee swimming event won by American Ryan Lochte on tape delay in prime time, and Friday on the network not streaming the opening ceremony online. Sunday's critics started early: people wondering why the U.S. men's basketball team's opening game aired on a cable network while women's cycling was shown on NBC.

The conversation is so active that NBC's executive producer of the games, Jim Bell, took to Twitter to answer critics and even change the way NBC is doing something in response.

"(hash)nbcfail is filled with a lot of crying and snark and humor, but NBC can actually learn something from it," said Jeff Jarvis, a media critic who writes the Buzzmachine.com blog.

Complaints about tape delayed coverage are an evergreen with Olympics held on foreign soil. But the London Games are the first with Twitter, Facebook and other social media sites in full flower, in a mobile phone era where people carry computers that instantly deliver news in their pockets. It has amplified the impatience of viewers who want to see events on their large-screen TVs instantly and haven't been mollified by NBC's decision to stream the events live online.

James Poniewozik, Time magazine TV critic, tweeted that "NBC tape delay coverage is like the airlines: its interest is in giving you the least satisfactory service you will still come back for."

That drew a quick response from NBC's Bell: "You do know that all sports events are being streamed live right?"

"I do, indeed!" replied Poniewozik. "Have enjoyed it. Apparently a lot of folks still prefer watching it on TV."

NBC says it saves big events for prime-time airing because that is when most viewers are available to watch them and where the network makes the bulk of its advertising revenue. Since prime time on the U.S. East Coast coincides with 1 a.m. London time, there are no events to air live then.

Jonathan Wald, who produces Piers Morgan's CNN talk show and used to work at NBC, tweeted that "the medal for most Olympic whining goes to everyone who complains about what happens every four years. Tape delay."

One of those complainers, in fact, was Morgan: He tweeted his disdain Friday for NBC's decision not to make the opening ceremony available live.

The advent of Twitter makes it seems like there's a lot of unhappiness when the majority of viewers are watching NBC on tape delay and appear satisfied with it, Wald said in an interview.

NBC can point to television ratings justifying their approach. The Nielsen company said the opening ceremony drew more than 40 million people Friday, the most ever for one of those Olympic events, and Saturday's first night of coverage saw overnight ratings up 8 percent from Beijing four years ago. Many at NBC believe the social media conversation only fuels viewership.

Jarvis said he believes NBC could satisfy fans by, for example, televising events like Lochte's race live in the afternoon and then repeating it at night. He acknowledges, though, that he's not the one who'd potentially be risking millions of dollars in advertising revenue if such a decision cut into prime-time viewing.

NBC has tried to "hold on to old media strategies in a new media world," Jarvis said. "And that's a mistake."

Some of the online complaints seem to take special glee in bashing NBC, with a few describing it like an Olympic sport of its own. Some are quite personal, like the CNN producer who tweeted Sunday: "No USA basketball in my hotel room. Why they aren't putting it on NBC's main channel is beyond me!"

Bell, in some of his back-and-forth with online critics Sunday, answered one tweeter who described herself as a St. Louis mom and complained about NBC's "Nightly News" on Saturday airing results of events that hadn't been shown on the network yet. Bell tweeted that he'd look into it, and shortly after told her that "Nightly News" would announce a "spoiler alert" to tell people to avert their eyes if they didn't want to see results.

Not everyone's a critic, though.

On Sunday, the account for the U.S. Olympic sailing team tweeted: "this is by far the greatest sailing TV coverage in Olympic history. Wonderful moment for the sport."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-07-29-Armchair%20Olympics/id-a7e3abad233844c383011caf1109ea23

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PC game / Console Game ???? - Rage3D Discussion Area



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Saturday, July 28, 2012

Finance Money Monitor: Explain Medical Bankruptcies Up - Typepad

American Mailbox (Wakulla County, Florida) .. Walk Away From Debt For a Better Future by marsmet461Perhaps you are unaware or maybe you have indeed heard the statistic that 50% of all personal bankruptcies are caused due to medical bills. Often, far too often the folks actually had medical insurance, but the co-pays, deductibles or items not covered exceeded the ability of the patient or the patient?s family ability to pay. Most of these medical debtors were not lower class, rather middle class. The upper middle and upper class was able to weather the storm and onslaught of medical bills much easier. This tells us one thing, it tells us that the healthcare system is out of control and completely broken.
Source: blogspot.com

Video: Al Franken on medical bankruptcy

Health Law?s Flaws Will Spur Drive for Single

The health reform will leave 26 million uninsured even when it?s fully implemented, and force tens of millions to buy lousy coverage from private insurers. Instead of cutting out the insurance middlemen who caused the health care crisis, Obamacare hands them a trillion-dollar windfall from federal subsidies, mandated premiums and Medicaid managed-care contracts.
Source: pnhpcalifornia.org

The Affordable Care Act and Medical Bankruptcy

In the short-term, the ball is in Minnesota?s court. According to rules issued by HHS, states will be responsible for determining whether or not the ACA-mandated exchanges will be ?active purchasers? or an ?open marketplace.? Exchanges that are active purchasers will be able to extract concessions from insurers while an open marketplace allows all insurance plans that meet the ACA?s requirements to be sold on the exchange. By being aggressive and establishing an active purchasing exchange that can negotiate for low deductibles and larger benefits, Minnesota can control costs and prevent some medical bankruptcies.
Source: mn2020hindsight.org

Will Health Care Reform Mean Fewer Bankruptcy Filings?

As you probably heard, last Thursday the Supreme Court ruled on the Patient Protection and Affordable Care Act, otherwise known as ?Obamacare?.? The court found the Act to be constitutional.? This decision means that should the Act stay in place, over the next few years many new changes will be enacted in an attempt to provide affordable healthcare to every American and to reform the healthcare insurance industry.? Politics aside, many questions remain about exactly how this Act will affect the country.? Specifically, we at Lakelaw are wondering what the effect of PPACA will be on bankruptcy.
Source: lakelaw.com

When You Should File Medical Bankruptcy

But given the nature of medical conditions that often require ongoing treatment and costs, it is important you file for bankruptcy at the correct time. This is because bankruptcy can only discharge debts that have already been incurred, not those that are yet to be incurred. The last thing you would want is to incur hefty medical bills after you exit bankruptcy. You will not be allowed to file for bankruptcy protection until several years have passed. Thus all debts incurred after your bankruptcy is over are yours to bear.
Source: jdsupra.com

Health Insurance May not Prevent Medical Related Bankruptcies

?Medical expenses have made up a significant number of bankruptcies for almost twenty-five years,? said Tampa bankruptcy attorney, Reginald Osenton of the Osenton Law Offices. ?With more high-? deductibles or employers shifting to higher deductible group health plans to save money, a lot of people with health insurance are still at risk of hitting financial hardship.?
Source: brandonlawoffice.com

What Fraction of Bankruptcies Is Caused By Medical Debt?

We don?t have to look very far for an answer. It seems that the authors are reluctant to take their respondents seriously when it comes to an understanding of their indebtedness. The survey clearly states that only 29 percent of the respondents believed that their bankruptcy was actually caused by medical bills. This number sounds like a reasonable approximation of the actual impact of medical debt on bankruptcies. In fact, it accords well with other findings in the literature, including my own. In an AEI working paper, I showed that when medical debts (as a fraction of income) rise by 10 percent, we are likely to observe an increase in bankruptcy filings induced by those debts by approximately 27 percent. In other words, if between 2001 and 2007, medical debts increased by about 10 percent (as a fraction of income), the study suggests that about 27 percent of the total filings during this period can be attributed to medical debts. The SCF shows that for all families, total debts as a fraction of income actually have increased by roughly that 10 percent figure over this period. Therefore, even if all of this increase was due to medical debts (which is unlikely since mortgage debts are ten times higher), the additional bankruptcy filings due to medical debts should be 27 percent of the total. Another paper by Domowitz and Sartain estimates the fraction of medical bankruptcies at about 30 percent, half of what the Warren study finds.
Source: aei-ideas.org

Tips to Avoid a Medical Bankruptcy

Do you know that more than half of the bankruptcies all around the world are happening due to the medical expenses? Do you know that the rising costs of the medicines and medical procedures have affected the common man and broken his back bone and forced him for bankruptcy medical? Nowadays having a family and affording the expenses of the family is a very difficult task. In older times, people had a lot of kids and they used to manage their expenses very beautifully. But nowadays the expenses are of different types and the life necessities are also different. People have big dreams of big homes, big cars and luxury things. They don?t realize that they are over spending and spending for the things that are not even necessary. However it is the dilemma of whole world nowadays and it cannot be solved without bringing a revolution.
Source: xyzfinancialadvisor.com

America?s Right to National Bankruptcy and Healthcare :: The Market Oracle :: Financial Markets Analysis & Forecasting Free Website

As figure 3 demonstrates, Medicare is the most profligate entitlement program in the world. In a review of the literature, Levy and Meltzer identified three high-quality studies examining the Medicare population and the effect Medicare had on health outcomes. They found that ?Medicare increases consumption of medical care and may modestly improve self-reported health but has no effect on mortality.?[7] Finkelstein and McKnight used data from the 1960s to see whether geographic areas with lower insurance coverage rates prior to the enactment of Medicare experienced improvements in mortality following the enactment of Medicare relative to areas with higher pre-1965 coverage rates. They found that while hospital utilization and spending increased significantly, ?In its first 10 years, the establishment of universal health insurance for the elderly had no discernible impact on their mortality.?[8] These findings are consistent with those of the RAND health-insurance experiment and reinforce the notion that medical care plays a relatively limited role in one?s overall health.
Source: co.uk

Medical debt bankruptcies may be avoided with these tactics

If you were covered by health insurance during your care and are unable to afford the associated copays, you may be able to eliminate the need to pay these if you can show that you are doing your best to repay them. Try writing a letter directly to your service provider and explain your situation. After making a case for yourself, request that your copays be waived and your bill be considered paid in full so that your financial situation does not become worse. Remind the provider that you were covered by health insurance and that most of the costs have already been paid by your coverage.
Source: bankruptcyattorneyspa.com

Related posts:

  1. Personal finance articles: Explain Medical Bankruptcies Up
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  3. Medical bills cause 62 percent of bankruptcies
  4. Daily Kos: Medical bills cause 62 percent of?bankruptcies
  5. Your Money: Navigating the Labyrinth of Medical Costs

Source: http://medicalbankruptcyco.com/finance-money-monitor-explain-medical-bankruptcies-up/

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Source: http://barnettanton866.typepad.com/blog/2012/07/finance-money-monitor-explain-medical-bankruptcies-up.html

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Cardinals' power show takes care of?Cubs

Associated Press Sports

updated 5:50 p.m. ET July 27, 2012

CHICAGO (AP) - The Cards almost had five of a kind.

Matt Holliday, Yadier Molina and Lance Berkman started a power show by the St. Louis Cardinals, who became the first team in eight years to hit a home run in each of the first five innings and went on to beat the Chicago Cubs 9-6 Friday.

Matt Carpenter and Allen Craig also connected off Travis Wood (4-6), whose five homers allowed matched the Cubs record.

Molina hit a two-run homer in the second, with the rest solo shots.

"The flags were blowing in, but the ball was still carrying," Cardinals manager Mike Matheny said. "There were just a lot of hard hit balls. "Whenever you can mix five home runs in five innings, that's pretty impressive."

Carpenter put St. Louis ahead 7-6 when he homered on the first pitch of the fourth, and Craig homered into the left-field bleachers in the fifth. The previous team to homer in each of the first five innings was Houston against Colorado on Oct. 2, 2004, according to STATS LLC.

"All those balls were crushed," Holliday said. "None of those were cheap home runs. If the wind was blowing out, those would have been a lot more impressive."

Lance Lynn (13-4) tied New York's R.A. Dickey and Washington's Gio Gonzalez for the NL lead in wins despite allowing six runs and eight hits in five innings. Jason Motte completed four shutout innings for the Cardinals' bullpen, getting three outs for his 23rd save in 27 chances as St. Louis won for the seventh time in eight games.

"The offense carried me, and the bullpen came in and did what they do," Lynn said. "It was one of those days - a team win."

Lynn allowed one run in 19 innings during his first three July starts, but the Cubs' first three batters scored. Lynn also gave up three runs in the third as the Cubs rallied to tie 6-6 and ended a streak of 21 straight games in which the St. Louis starter pitched at least six innings - the club's longest stretch since 2004.

"It was hit or miss it seems like," said Lynn, who threw six scoreless innings in his previous start. "The time before I was able to make pitches and get out of innings with runners on. Today when they got the runner on they scored."

Rookie Anthony Rizzo hit a two-run homer for the Cubs, his sixth in 25 games since he was brought up from Triple-A Iowa.

"It's a good feeling to be in that kind of mindset at the plate," Rizzo said. "I just want to stick to it right now and keep going."

Berkman's third-inning homer gave him 1,200 career RBIs and was just his second home run this season. Berkman has reached base in 37 straight games dating to last July 31, the longest streak in the majors, but he has missed 68 games this year because of lower body injuries.

Holliday's solo homer in the first landed just to the left of the camera booth in center field. He added an RBI single in the seventh and singled in the ninth, leaving him with a .434 average, eight homers and 31 RBIs over his last 34 games. He's homered five times in 12 games against the Cubs this season.

Starlin Castro had three hits for the Cubs, including an RBI single in the first and a leadoff triple to center in the third.

Rizzo added an RBI single in the third and scored on Alfonso Soriano's double into the left-field corner, tying the game at 6-all. Rizzo's 28 hits in July are the most among NL rookies.

Wood gave up eight runs and seven hits in five innings and has allowed 22 earned runs in 15 2-3 innings since the All-Star break.

"He does have to keep the ball down," Cubs manager Dale Sveum said. "You're going to get away with that a little more against some other teams. This team, there's a reason why those left-handed numbers are what they are. If you make a mistake, they don't miss them."

The prior Cubs starter to give up five homers in a game was Carlos Zambrano, in his final start for Chicago last Aug. 12.

"Things didn't go as planned," Wood said. "I missed some pitches, and they didn't miss the pitches that I missed."

Chicago put two runners on in the eighth, bringing the potential tying run to the plate with one out, but Reed Johnson and Geovany Soto hit long flyouts off Marc Rzepczynski.

"I was real happy and impressed with the bullpen," Matheny said.

NOTES: In a pregame ceremony the Cubs honored Ron Santo, who was posthumously inducted into baseball's Hall of Fame on Sunday. Santo's No. 10 uniform number was carved into the outfield grass and his young grandson threw out the ceremonial first pitch, which was received by former Cubs pitcher Kerry Wood. ... Cubs RHP Matt Garza won't pitch again before Tuesday's trade deadline after an MRI revealed a slight fluid buildup in his right triceps area. ... Cardinals 3B David Freese was held out of the starting lineup after leaving Thursday's win over the Dodgers because of a cramp in his right calf. Matheny said Freese was available for pinch hitting. ... Wood walked Lynn in the fourth. The Cubs have walked pitchers a big league-high 16 times this season. ... St. Louis' five homers tied a season high.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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HBT: Already playing well, the Angels may not be any better after?acquiring former Cy Young winner?Zack Greinke from the Brewers.

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Source: http://nbcsports.msnbc.com/id/48360928/ns/sports-baseball/

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They Key To Building These Huge Muscles! ?

Building muscle may be one thing you aren?t informed about, or you might be an authority. Whichever your level of familiarity with body building, you can always discover more information and facts and ways of getting the body you need to see in the mirror. Continue reading for efficient tips on muscle building.

You might want to include expanded crack periods into your long-term strategy for body building. All weight training calls for recovery time periods somewhere between exercises, but you can improve your overall performance by taking the infrequent very long split. Stopping exercise for one 7 days (or even two) gives the body an opportunity to recover totally. Make sure you proceed eating healthy during an expanded crack, however.

If you wish to construct your muscle tissues, it is essential to do is start a rotation. It is far from achievable to operate on the very same muscles daily. The process is really a fast method to wreck your projects as well as burn your self out rapidly at the gym.

Growing the quantity of unhealthy calories that you choose to take in from a remarkable amount for three days and nights can aid you to enhance your muscles quite drastically. Consume 50Percent more calorie consumption than you usually do for 3 time and you will probably be ale to activate the growth from the muscle groups.

Attempt to add a creatine nutritional supplement. Results can differ, but a majority of individuals have discovered that adding 5mg of creatine monohydrate each day will help our bodies train for a longer time as well as at higher intensities ? ultimately causing increased muscle tissue expansion. There has additionally been research that has shown that creatine, when combined with proteins and carbohydrates, can immediately improve muscle mass progress.

Don?t consider to concentrate on equally aerobic and durability concurrently. This is not to say you must not conduct cardiovascular workout routines when you are trying to build muscle mass. The truth is, cardiovascular is an essential part of health and fitness. Nonetheless, you must not heavily coach cardio, such as preparing for a marathon, in case you are attempting to pay attention to building muscle. The two types of exercises can clash, reducing efficiency on both fronts.

Understanding what supplements to take can easily make a massive difference in muscle mass building. A lot of people use vitamin supplements to assist them to develop muscle tissue. Educating yourself on appropriate health supplement ingestion is as crucial as resistance training itself. Therefore it is essential you are aware of what dietary supplements to adopt before you begin an exercise and after having an exercise routine.

Muscle development isn?t so difficult once you have the proper approach. In this post, you?ve acquired the ideal approaches to formulate your body properly and securely. Applying the following tips to the workout routine gives you effects sooner than you might count on, why then hold out? Start working now!

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Source: http://all-articles-directory.com/they-key-to-building-these-huge-muscles/

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Friday, July 27, 2012

No person would rather experience enamel who are not bright and ...


No-one likes to have got the teeth that are not vivid and also whitened. Teeth are a essential element for that overall look of your individual. Looking positive and also showing up look great is very important in today?s aggressive globe. Yet it is inevitable which some people will be affected through specific dental care problems as a result of
Click here to view the original post.

Source: http://1minutegetaway.com/arabujo/no-person-would-rather-experience-enamel-who-are-not-bright-and-vivid-coupled-with-the-white-kind-of/

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ULine vs Marvel Undercounter Refrigerators (Reviews/Ratings)

ULine vs Marvel Undercounter Refrigerators (Reviews/Ratings)

U-Line vs Marvel Undercounter Refrigerators (Reviews/Ratings)

U-Line and Marvel are two of the most popular brands?in undercounter, built-in refrigeration.?Both are available in a variety of?configurations?and?both brands are the best mid-range priced undercounter?options.

U-Line

U-Line has been around for 50 years and was founded in 1962 by Henry Uihlein. They manufacturered the first patented automatic built-in residential ice maker. Today they now have ice makers, wine refrigerators, beverage centers, all-refrigerators, refrigerator/freezers and drawer models available in three different series. The 1000 series offers nice features such as glass shelves and digital controls at a lower price. The 2000 series offers more upgraded features such as Energy Star rated models with convection cooling for more even temperature and smoother racks. Lastly, the 3000 series is a modular line exclusive to U-line that offers a sleek design with dimensions in 18? and 36? widths. The 300 series?also has an advanced temperature control system so you can program the temperature depending on the specific type of food or beverage you are storing.

Marvel

Marvel was started in 1932 when they began making under-counter freezers. Shortly thereafter they developed under-counter refrigeration. Marvel became a major industry leader in the luxury refrigeration market with the first?upscale under-counter wine storage unit. They were also the first to?introduce the all-black interior which allows homeowners the capability to design built-in refrigeration in any room of their home. Marvel?s refrigeration is known for their quiet, yet powerful compressors with microprocessor controlled thermostats to provide accurate constant temperature. Today they offer Professional style (handles look like that of a Viking style appliance) as well as their standard style refrigerators, beverage centers, wine storage, ice makers and refrigerator drawers.

Undercounter vs Freestanding Refrigeration

Regarding pricing, both brands typically range between $1000-$3500 depending on the item. Customers often come into the showroom looking for under-counter refrigerators and have sticker shock when they see the prices of these pieces. They?ve seen units at stores (Home Depot, Lowes, Best Buy, etc) or online for $500 or less and they don?t realize that the models they were looking at were free-standing models. We sell a Frigidaire for about $500.

Freestanding models breathe from the back and cannot be built into cabinets. They require at least 5? of clearance all the way around. If you were to build-in a freestanding model, the refrigerator would not last because it would overheat. U-Line and Marvel under-counter refrigeration are?designed to be built-in. They breathe from the bottom and can be completely surrounded by cabinetry. They also have more advanced temperature control systems to maintain a constant temperature, as well as better quality interiors, design flexibility and metal, not plastic interiors.

U-Line vs Marvel

U-Line and Marvel are very similar in quality but U-Line has a few exclusive features. For example, they offer a convection cooling system for their beverage centers and refrigerators which allows them to have an Energy Star rating. The convection cooling system is a fan in the back of the units that circulates the cold air to maintain even temperature. In all other units without this feature, typically the temperature is a few degrees warmer at the top than the bottom.

Another important feature is U-Line's hinging system, which allows for integration with cabinets. In other words, the U-Line does not protrude from the cabinets and is indistinguishable from the cabinet itself. Have a look below..

Lastly, as I mentioned before, U-Line offers exclusive 18? and 36? models in their 3000 series which is a designer favorite due to the ease of planning those sizes into a kitchen design with standard cabinetry.

For more information, read a Yale Buying Guide packed with great information about different aspects of home improvement.


Sonya Quinlan

Sonya Quinlan has experience in kitchen and bath design and graduated from Wentworth Institute of Technology in Interior Design. Sonya and her husband recently purchased their first home and are expecting their first child this fall.

Read more about Sonya here.


Related Posts Plugin for WordPress, Blogger... The Home Appliance + Lighting Blog

Source: http://blog.yaleappliance.com/bid/85587/ULine-vs-Marvel-Undercounter-Refrigerators-Reviews-Ratings

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Thursday, July 26, 2012

Down Days on Donner Summit | Tahoe Mountain Sports Blog

Who: Julie and whoever wants to come

When: Summertime, wintertime, anytime

Where: Donner Summit

Gear: Jacket, Hiking Pants, Climbing Shoes and Gear, and good shoes

Donner Pass in Truckee is where the West meets the East. It?s the transition between Nevada?s arid high desert and California?s fertile valleys. It stretches across the spine of the Sierra Nevada and it survives some of the most severe weather coming in from the Pacific and heading East. Since the 1800?s ? and likely before then ? Donner Pass has seen countless travelers traverse from one side to the other and back again. It?s the eye of the needle. It?s also home to limitless recreation.

I?ve spent a lot of summer days on Donner Summit. And a few winter days too. It?s where I find myself passing time, getting strong on the rock or pushing my legs uphill on my bicycle or skiing lake runs. These days are mellow. They?re not epic long days (although that?s not meant to discount the quality of terrain). Donner Summit is a perfect spot for a couple hours, in the day before heading to work a night shift, or in the evening sun burning off energy pent up from sitting at a desk all day.

This summer, I owe my progression in climbing to Donner Summit. It started with a solid couple top roping sessions on the southwestern face of Grouse Slabs. With just a couple ropes, you can access anything from a 5?8 corner to a 5?10 slabby arrette, including one of my favorite 5?9 routes, Greener Pastures, which features a solid undercling move into one of the most perfect lieback cracks ever.

From Grouse, I went to Snowshed and attacked a line that?s intimidated me since I?ve known it?s name: Farewell To Arms. And from Snowshed, I progressed to a place where my head space wanted to be pushed.? Leading: It?s a different game when you are actually climbing at the top of a rope. But Donner Summit, (I love this place!), is the perfect spot to ease into it. Started with the aptly named Kindergarten Crack on School Rock, and graduated to Junior High Crack. Then made the move to Jellyroll Arch. And from there it felt like the sky was the limit ? until I found myself off route in ?10a sport climbing territory and fell on my ankle, which has been about the size of a golf ball ever since. I?ve since been humbled to take a week off from climbing. But it won?t be long until I?m back up at Donner Summit, taking a step back, but still getting after it.

Despite what I may say, it?s not all about climbing at Donner Summit. The other night, I found myself sitting on a pier on Donner Lake at midnight. The sky was clear and the Milky Way was a cloudy streak behind the stars. Across the lake, the horizon lit up from lightning in a distant thunder storm. In a split and silent second, the sky flashed as bright as day and then turned night again, like nothing ever happened. I went to sleep and in another hour, a torrential rain hit the roof and thunder clapped the sky.

This is a place named after the worst in humanity ? a group of people so desperate they ate each other. But honestly, I find that Donner Summit brings the best out of me.

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Tags: Climbing Donner Summit, Donner Lake, Donner Party, Donner Pass, Donner Summit

Source: http://blog.tahoemountainsports.com/2012/07/26/down-days-on-donner-summit/

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Man 'rides rickshaw' from China to London Olympics

LONDON (AP) ? It's a tale of Olympian proportions: A man, a rickshaw, and a slow journey from a Chinese village to London through 16 countries.

Chinese farmer Chen Guanming claimed Thursday that his two-year odyssey to the London games took him from Thailand's floods to Tibet to snowed-in Turkey to Britain since he started in 2010.

The 57-year-old, who said he had never traveled outside China before this trip, said he wanted to support the athletes and "spread the Olympic spirit." He's also seeking a last-minute ticket to attend Friday's opening ceremony.

"I came to support and cheer all the people from all over the world who are participating in the sports," said Chen, who sports a silvery white beard and a small ponytail. "I'm volunteering, I'm not looking for a reward."

His three-wheeled rickshaw, loaded with his possessions, is plastered with pictures of him posing in front of international landmarks such as the Eiffel Tower in Paris and the Petronas Twin Towers in Kuala Lumpur, Malaysia.

Chen said he became inspired to come to London at the end of the Beijing Olympics in 2008, when British media invited him to the next games. He didn't have a ticket, but he promised them he would get there.

According to Chen, his journey began in April 2010 in his village in eastern China's Jiangsu province, where he farms rice and other crops. Over the next two years, he said he covered 16 countries including Vietnam, Thailand, Pakistan, Turkey and Italy.

His worst experiences, he said, were travelling during Thailand's floods and being trapped in freezing temperatures in the snow in Turkey. He arrived in Britain by ferry from France on July 6, he said.

Chen said he started arranging his visas beginning in 2009 and was helped financially by friends and kind people ? especially Chinese communities ? wherever he went.

His account cannot be independently verified and it is not clear how he managed to traverse so many countries' borders. A BBC interview with him, however, showed tourist visa stamps in his passport from countries including Pakistan, Thailand and Iran. A YouTube video posted in May shows him in Rome, surrounded by curious passersby.

John Beeston, a British insurance broker who spoke some Mandarin, said he found Chen looking lost on London's bustling streets on July 9.

"We are trying desperately to get him into the opening ceremony because his story has to go around the world," he said.

But Chen is proud of his epic journey even if he does not get into Olympic Stadium.

"I came. I did it. I'm very happy to have come to beautiful London," he said.

His journey doesn't end with the British capital. In a month or two, he said he plans to take a ship to the U.S. and Canada, and he also wants to go to Brazil.

"I want to go to the Rio Games too," he said.

__

Sylvia Hui can be reached at http://twitter.com/sylviahui

Source: http://news.yahoo.com/man-rides-rickshaw-china-london-olympics-180623961--oly.html

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Mom condemns violence in wake of police shooting

Genevieve Huizar, third from left, the mother of Manuel Diaz, who was shot to death by Anaheim police, breaks down after pleading for a stop to the violence and says she doesn't want that to be her son's legacy after a news conference in Santa Ana, Calif., Wednesday, July 25, 2012. Far left is her daughter, Correna Chavez. Others are unidentified. Her news conference followed a fourth day of violent protests over Saturday's police shooting of Manuel Diaz and the Sunday death of another man. (AP Photo/Damian Dovarganes)

Genevieve Huizar, third from left, the mother of Manuel Diaz, who was shot to death by Anaheim police, breaks down after pleading for a stop to the violence and says she doesn't want that to be her son's legacy after a news conference in Santa Ana, Calif., Wednesday, July 25, 2012. Far left is her daughter, Correna Chavez. Others are unidentified. Her news conference followed a fourth day of violent protests over Saturday's police shooting of Manuel Diaz and the Sunday death of another man. (AP Photo/Damian Dovarganes)

Police wait at the entrance to city hall in Anaheim, Calif. Tuesday July 24, 2012 as demonstrators gathered on the steps to protest the death of Manuel Diaz, 25, who died as a result of gunshot wounds sustained during a police pursuit on Saturday. (AP Photo/The Orange County Register, Stuart Palley) MAGS OUT; LOS ANGELES TIMES OUT

Demonstrators gather on the steps of Anaheim City Hall Tuesday, July 24, 2012, to protest the death of Manuel Diaz, 25, who died as a result of gunshot wounds sustained during a police pursuit by the Anaheim Police Department last Saturday. As many as 500 protesters and 250 police were involved in a fourth night of violence Tuesday. Seven hours of confrontations ended around 2 a.m. Wednesday. (AP Photo/The Orange County Register,Stuart Palley ) MAGS OUT; LOS ANGELES TIMES OUT

Demonstrators gather on the steps of Anaheim City Hall Tuesday, July 24, 2012, to protest the death of Manuel Diaz, 25, who died as a result of gunshot wounds sustained during a police pursuit by the Anaheim Police Department last Saturday. Riot police fired bean bag rounds and pepper balls into a crowd of protestors late Tuesday outside City Hall. (AP Photo/The Orange County Register,Stuart Palley ) MAGS OUT; LOS ANGELES TIMES OUT

(AP) ? Police maintained a heavy presence on the streets of Anaheim to guard against further violent protests in the wake of the fatal shooting of an unarmed man by officers.

The mother of Manuel Diaz condemned the unrest that has roiled the city, saying she did not want them to become her son's legacy.

"I watched as my son took his last breath. I watched as his heart stopped beating for the last time," Genevieve Huizar said Wednesday, breaking into sobs. "Please, please, please stop the violence. It's not going to bring my son back, and this is the worst thing any mother could go through."

Her news conference followed a night of protests where as many as 600 demonstrators surged through downtown, smashing shop windows, setting trash fires and hurling rocks and bottles at riot-clad officers who used batons, pepper balls and beanbag rounds.

Twenty-four people, including four minors, were arrested on suspicion of crimes ranging from failure to disperse to assault with a deadly weapon, Police Chief John Welter said.

The violence downtown left 20 stores with shattered windows, authorities said

Mayor Tom Tait also appealed for calm and said the U.S. attorney's office had agreed to review two officer-involved shootings over the weekend ? including the one that left Diaz dead ? and that he planned to meet with members of that office and the FBI on Friday.

"We will have a clear and complete understanding of these incidents" followed by a public dialogue on what actions should be taken, Tait said at a news conference.

Police were out in force Wednesday night and there were no immediate reports of problems.

Police said Diaz was shot Saturday after two officers approached three men who were acting suspiciously in an alley before running away. One officer chased Diaz to the front of an apartment complex.

The second shooting occurred Sunday when officers spotted a suspected gang member in a stolen sport utility vehicle. After a brief pursuit, police said 21-year-old Joel Mathew Acevedo fired at an officer who returned fire and killed him.

The back-to-back deaths were the fourth and fifth fatal police shooting in this Orange County city this year

The shootings and resulting demonstrations marred the image of the Orange County city, which is home to Disneyland and the Angels baseball team but also has neighborhoods teeming with gritty apartments.

Like much of California, the city of more than 330,000 has changed significantly since Disneyland put it on the map in 1955. With its growth spurt, the once mostly white population is now more than 50 percent Hispanic and there's a sense of disenfranchisement from some in the Latino community.

The lawyer for Diaz's family said Hispanics feel they are disproportionately singled out by police and instinctively avoid police.

"White kids in a rich white neighborhood don't get rousted by police and when they do, they don't have to fear the police. But that's not true with brown kids in a poor neighborhood," said Dana Douglas, the attorney.

"Frankly, when it's brown kids in a poor area just standing there having a conversation, it's considered suspicious."

Police Sgt. Bob Dunn did not return messages seeking comment on Douglas' comments.

Police would not say what led the officer to shoot Diaz. But Welter said Diaz failed to heed orders to stop and threw something on the roof of the complex that contained what officers believe was heroin. Both officers were placed on paid leave pending an investigation.

___

Associated Press writer Amy Taxin contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-07-26-Anaheim%20Police%20Shootings/id-d6631188065844448d184d28c5eb52c8

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Airbnb Acqui-Hires Brian Pokorny And The Batch/DailyBooth Team To Boost Mobile Adoption

airbnb-logoAirbnb has grown dramatically over the last year, announcing last month that it topped 10 million total nights booked, with more than 200,000 active properties listed on its site. But one area where it expects huge growth is on mobile, which is fast becoming a key focus for the company. About 20 percent of Airbnb's traffic comes from the iPhone, iPad, Android, and mobile web browsers, and it fully expects that traffic to skyrocket over the coming years, especially in international markets. Airbnb recently redesigned its website and iPhone app, but it also recognizes the need to continue improving the mobile experience and get on new platforms. With the talent wars heating up, many companies are finding that it's easier to acquire talent than to hire it, Airbnb among them. To that end, Airbnb has acquired DailyBooth, in what is essentially an acqui-hire of CEO Brian Pokorny and key design and engineering talent behind the company's DailyBooth and Batch apps.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/uaILCgZgUy8/

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Smudge And Squeak: Defenders Of The Flock | @eHow Pets Video ...

by eHow Pets, Contributor / A Place To Love Dogs

Meet Smudge and Squeak, sister pups who?ve come to Moss Mountain Farm to learn to protect the sheep, chickens, geese and other animals on P. Allen Smith?s ranch. Their journey starts here.

On Smudge and Squeak: Defenders of the Flock, two Anatolian Shepherds must learn to follow their instincts and go from adorable puppies to dependable working dogs. Will they learn the ropes and become the defenders of Moss Mountain Farm, or will they just take a really adorable nap?

A farm wouldn?t be a farm without the animals Smudge and Squeak will eventually learn to protect. From sheep to chickens to donkeys, there are a lot of helping paws, claws and hooves at P. Allen Smith?s Garden Home Retreat. In 2009, inspired by a childhood spent on the farm raising and showing livestock and poultry, Allen Smith founded the Heritage Poultry Conservancy, an organization dedicated to the preservation and support of all threatened breeds of domestic poultry. P. Allen Smith is an award-winning designer and lifestyle expert and host of two public television programs, P. Allen Smith?s Garden Home, P. Allen Smith?s Garden to Table and the syndicated 30-minute show P. Allen Smith Gardens.

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Source: http://www.aplacetolovedogs.com/2012/07/smudge-and-squeak-defenders-of-the-flock-ehow-pets-video/1486639254/

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Wednesday, July 25, 2012

Penn State Football Reaction: SB Nation Studios Breaks Down NCAA Sanctions

The NCAA handed out an unprecedented amount of punishment to the Penn State football program on Monday, and in case you missed it the crew at SB Nation studios has posted a video on its YouTube page breaking down all the sanctions.

Penn State Scandal: NCAA Imposes Major Sanctions on Football Team (via sbnation)

Most of the reaction regarding the NCAA penalties have been positive, though, there's still a lot of debate on whether or not they were too harsh, not harsh enough or just right. SB Nation is asking readers and viewers for their opinion on the matter. So, check out the video and voice your opinion over at SB Nation's YouTube page.

For more news on Joe Paterno, Jerry Sandusky, the NCAA penalties, check back to to this SB Nation Philly StoryStream or visit the SB Nation college football home page. Meanwhile, all discussion and commentary can be found at the SB Nation blog Black Shoes Diaries.

Source: http://philly.sbnation.com/penn-st-nittany-lions/2012/7/23/3177974/penn-state-football-reaction-ncaa-sanctions-penalties-jerry-sandusky-joe-paterno

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Monday, July 23, 2012

Find The Finest Accredited On-line University And Enhance Your ...

There are a lot of universities online, and lots of of them have distinctive advantages. With an internet college popping up everywhere in the internet, it becomes laborious to resolve which college online school presents the very best package deal for each individual to allow them to discover the highest online university.

Online Universities have grown to be a spot for a lot of busy people who lack time and have family obligations to proceed their education. Here are a number of necessary ideas that you should utilize when considering your university online. Accreditation

Almost all education guides will ask you to guantee that the net college of your selection or the net diploma program that you are going to enroll on must be accredited by any of the agencies that are accepted by the US Division of Education. In truth, it?s the principal factor to be considered when you select your university online course.

In simple phrases, accreditation is an official analysis procedure on college applications and policies by one of many businesses that are accepted by the US Division of Education to see in the event that they meet sure criteria. When a faculty meets the factors, it is granted accreditation. If your degree is from an accredited online college, your degree can be accepted by most employers, eliminating the danger of unrecognized or pretend degrees.

Get college online degrees that Will Look Good In Your Resume.

With so many on-line universities and online schools available, you may discover it arduous to decide which faculty to decide on to your degree. Put your self in the footwear of the employer for just a minute, a degree from well-known state college online like the College of Phoenix and Kaplan University would look far more appealing than an university just like the University of Joe Bloggs proper?

A degree from a famend & prestigious on-line university will make your resume be value its weight in gold. An applicant from a famend online university will certainly make an impression on the hiring supervisor, over a graduate from Joe Bloggs university. Its easy to do some evaluation and get some feedback from any of online diploma boards in regards to the online to see which is the very best recognized and finest acceptable university earlier than you make your decision.

Lab Works Near Your Location

Some college online programs require you to finish a stipulated quantity of lab hours work earlier than you possibly can earn your degree. In case your busy working schedule is not going to allow you to travel far, then, it?s essential to take into account a web based college that has an area facility or agreement with a neighborhood establishment so that you can perform your lab work.

Credit Transfer

There are many universities on-line that can help you switch your credit earned out of your previous degree to save lots of you some credit score hours and credit cost. All the time try this info from the admission officer earlier than you enroll into the degree program.

Deciding on an university online to your on-line degree program generally is an arduous choice: so many choices accessible and too many diploma programs. So long as you comply with the above tips and do your analysis, you will find university on-line degrees to fit your needs.

Choosing an accredited on-line college means you?re getting the easiest degree.

There have been so many online universities which have began to offer on-line degrees very recently and more are coming. So the question stays, which college online is trustworthy? The answer is simple: it is reliable if only if it is an accredited online university that has an excellent quality, venerable reputation.

Accreditation is sort of a benchmark given by the US Division of Education. It reveals that a College has met educational standards important to give its college students a precise and inclusive education.

So what does that imply for you?

As most college students go into a web based college to progress their chances for future jobs, accreditation is vital. Many employers have a look at accreditation as a validation of your degree. A degree by itself is just a piece of paper, however accredited it offers the employer a sense of safety, realizing that you have acquired from an online accredited college that has met all the highest standards. The second purpose it will be significant is that you?re paying for a degree on-line and also you need to just be sure you get all of the credit score you deserve for all that hard work you place in.

On-line universities accredited by the federal government standard will give you degree applications that other universities who do not supply accredited on-line college levels just cant compete with. Having a degree from a nationally accredited on-line college is like having the president going reside on air and saying you?ll be able to enter the whitehouse anytime you want! As a result of the university is accredited on-line you will have much more clout and pulling energy when you send your resume off to prospective employees.

Now you understand what precisely makes an internet college trustworthy, so that you can benefit from your investment in your education, you must select an accredited online college diploma program with a great high quality reputation. Though there are lots of universities on the market that have accreditation, a minimum of you might have shortlisted your selections down to essentially the most reliable.

Should you fancy extra details about online college education degree head over to Ellsworth F. Gloeckner?s site there is loads of information not detailed in this post, visit Author?s web blog to discover supplementary details.

Source: http://getarticles.web-how-to.com/find-the-finest-accredited-on-line-university-and-enhance-your-profession-prospects-with-an-online-degree/

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